Maas Capital - Financial Planning & Investment Management

Advice for Life

Fee Structure

Maas Capital is a fee-only advisory practice, and we receive compensation only from our clients.  We do not sell any financial products, do not collect sales commissions, and do not accept referral fees.

Financial Planning Fees

Initial Financial Plan
The fee for a financial plan is based on a number of factors, including the complexity of the scope of work agreed and the time required of us to prepare, present and review your plan with you.  Other factors may include your income and/or net worth.  Our fees for a financial plan typically range from $1,500 to $10,000.

If after our complimentary initial consultation you choose to proceed, we’ll complete a Financial Planning Agreement, a sample of which can be found on our website, under Important Forms.

Ongoing Financial Planning
Because financial planning is a process that should last a lifetime, ongoing planning is an important service provided by us.

After we’ve completed your initial financial plan, you may choose to retain us for ongoing planning advice on an unlimited, as-needed basis.

Your annual retainer fee will reflect the complexity of your planning requirements, the time and effort expected to be required of us in providing the anticipated services to you, and other factors such as your income and/or net worth.

Annual retainer fees are typically one-half of your initial planning fee, and are adjusted each year for inflation.

A range of priorities and needs can be accommodated through the annual retainer structure.  Retainer fees are billed quarterly in arrears.

Alternatively, you may prefer to contact us as questions arise.  In this case, our compensation will be at an agreed hourly rate (currently $250 per hour).


Investment Management Fees

Our fees are based on a percentage of the market value of your assets under our management, according to the following annualized schedule:

  • 0.90% of the first $500,000
  • 0.75% of the next $500,000
  • 0.60% of the next $1,000,000
  • 0.45% of the next $2,000,000
  • 0.30% of assets over $4,000,000

There is a minimum annual investment management fee of $1,000.

Because of the minimum annual fee, clients with limited assets under management may find that lower fees for comparable services may be obtained from other sources.

Please feel free to contact us for more information, and review our Form ADV Part II on our website, under Important Forms.